8/03/2009

Kids Art Project: Poppy Collage

One of the best parts of working in the yard is being surrounded by beautiful flowers. Sometimes they might even end up in a persons hair. As a child is seems so magical to wear flowers in your hair. But what happens when the petals start to fall off from playing a little to much with your picked flower?

After our daughter finished sulking about losing her petals she came up with a great idea. Earlier this summer she took a collage art camp at the local art museum. She learned about mixing mediums as well as using natural items in her art work. Without any guidance from us she asked for her a glue stick and got busy at her desk.

This is her newest masterpiece. It's a wonderful sight to see her love of nature and art working together.


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7/31/2009

"Fresh" the Movie Review


The Mr. and I are both big fans of documentary style films. Real life is scary enough for me. No fiction needed. For us to be able to watch a documentary film in our rural community it means that we must wait until it comes out on Netflix. However, last week we were pleasantly surprised to find out that there would be a local screening of the new movie "FRESH".

The movie "Fresh" is about the American food system. What is working, what is not, and what we can do about it. It was a wonderful film that did not paint the farmer as the bad person nor the uneducated shopper. It did paint a very accurate picture as to what is going on.

This is a must see film for anyone who eats food. There are many myths spread by the industrialized farming industry, and this movie exposes the truth. It shows you were your food is coming from which might not be suitable for children as it did show some gross (but very common) food production scenes. Maybe it should shock you. Even if you are not an "environmentalist" type the film teaches you without lecturing you about where your food really comes from.

Besides the content, the quality of the movie is excellent. It has a nice visual style, great editing, and a nice flow start to finish. It honestly could have gone on for another hour without complaint.

I guarantee you will never think of food the same after watching this film. To see the other movie trailers and find a screening location visit Fresh the Movie.


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7/30/2009

Mystery Plant

I'm stumped... I've lots of volunteer veggies in my garden this year since I added some only half composted compost to a few of the new beds. There if one plant that really has me stumped as to what it is. At first I thought that they were mutated yellow squash. I cut one open to find that they were not yellow squash. Then they started turning an orange-ish color, but they don't really look like pumpkins.

What do I have here?


This is the first time that I've ever really been 100% stumped by a volunteer plant after it bears fruit. Please take a good look and let me know what you think it is in the comments section.

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Today's Harvest

I pick yummy fresh goodness from my garden almost every day. Usually an hour before dinner time. Today was a little different. We were gone over the weekend and I have not picked anything out of the garden for 4 days.

Here is what I found:

  • 5 Zucchini
  • 3 Yellow Squash
  • 4 Roma Tomatoes
  • 1 Sweet Red Pepper
  • A Hand Full of Peas
  • About 2 Quarts of Green Beans
  • Lots of almost ready produce
  • One Neighbor (when you garden is in your front yard you always have visitors)
  • 3 Zucchinis sent home with the neighbor

What have you been harvesting from your garden? Add a link with McKLinky or in a comment below.

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7/29/2009

Seasonal Recipe: Sweet Cherries


Sweet Cherries are in season up here in Michigan. Just like sweet corn our favorite way to eat sweet cherries are fresh with nothing extra. BUT... that doesn't make for much of a recipe to share now does it? So I thought that I would share with you one of our summertime drink favorites.

Fresh squeezed lemonade with sweet cherries. Now I could lie to you and tell you about how this is a family recipe passed down from my grandmother. But that would be a lie. It's actually a Martha Stewart recipe that was perfect the way it was. Why mess with perfection?


What do you like to do with fresh sweet cherries?

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And the Winner Is...

The Millionaire Next Door Book Giveaway has a winner. Drum roll please.... The winner is comment number 14, Beth "I'd love to read this book. Thanks for the chance!".

Well Beth, you know have the chance.

Thanks to everyone who entered. If you are not a winner check with your local library to see if they have this great read.

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7/28/2009

Carnivals / Festivals

Last week we took part in two carnivals - both posts were from our FPU series. If you missed a couple weeks or the entire thing, then check out our wrap-up post with links to all 13 lessons.

Carnival of Personal Finance - was hosted last week by Stephanie at Poorer Than You. I was totally impressed by her US Presients theme. Check us out as FRD with our FPU Week 11 post.

Christian Carnival - Micey hosts the 286th edition over at Thoughts and Confessions... She was kind enough to include our FPU Week 13 post about the Great Miunderstanding.
read more tags

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7/22/2009

PF Advice from Rabbi Daniel Lapin


Many of you are likely saying, "Rabbi Who?!"

Read on.

Some time ago, the Mrs and I were taking a rather lengthy road trip to a friend's wedding. Knowing it would be a long and tedious drive, I loaded up a stockpile of Dave Ramsey Show podcasts for the trip. The podcasts are typically the first hour of broadcast, and the theme hours including guest speakers are typically in the second hour - which sucks for cheapskates like me, who are unwilling to pay for all 3 hours.

One show in particular did not fit that mold. Dave was doing a full three-hour show with Rabbi Daniel Lapin as his guest. The fun part about Dave's show is that that he's more financial guru than radio host as he originally introduced him as "Daniel 'Rabbi' Lapin" as though he were some kind of boxer. What's even better is that Dave can laugh at himself and correct his own error.

In the show they discussed the Rabbi's book, Thou Shalt Prosper, as well as took calls with both giving responses. It was quite entertaining to hear the two perspectives on each topic. The Rabbi gave a brief synopsis of his book and discussed a few of the concepts covered in it. The book examines:


• Why Jews throughout the ages flourish economically
• How you can benefit from this Jewish wisdom
• What "being in business" means, whether you're flipping burgers, a professional or a CEO
• Why you should never retire

The Rabbi himself described it as the only time in history when the removal of a small piece of skin could turn bigotry into science. I could tell that I was going to like this guy, and needed to find out more. I knew that I needed to read his book (still on my list!)

One of the concepts from the book that he discussed was Candles vs Cake. He described how some folks view money as if it were like cake at a party: There's only so much of it, and if one person gets too large a slice, then others, by definition, will get less or none. In personal finance, this works to their detriment, holding them back from even believing success is possible. Others, more correctly, see money as if it were the candles on the cake. Like the flame on one candle, money can be spread around to benefit many. One candle with a large flame does not imply that others will go unlit.

This is an amazing analogy once you realize how right he is. Take today's economy. Shopping at a local retailer, means that shop owner has more money to buy a new sign out front, which gives work to the local sign maker, which mean he is buying more materials from the paint supplier and lumber yard, who can now afford that part-time help.... and on down the line. None of them are harmed by the transfer of money from one to another, but rather all benefit little by little.

Anyone read
Thou Shalt Prosper? What did you think?

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7/21/2009

FPU: In Review

Looking back, I can say beyond a shadow of a doubt that this was a very successful FPU class.

I have to say: The students in our class were awesome.

Every week, we saw improvement. Every week, the victory stories increased in quantity and quality. Every week, a few more cards would go through the shredder. They blew us away. 13 weeks is a long commitment and out of the 37 families that started, 25 qualified for 'graduation' (missing no more than 2 classes). Of the other 12, I would only list 5 as "dropped out". That's ok - it's not always the right time for everybody.

But for the naysayers. For the goobers who are down on Dave. For the folks who think this stuff can't really work and have a better plan - I'll offer a few more stats.


  • $1.1 Million. Our class started out with a whopping $1.1M in debt. One point one million dollars. That's a big number. Averaged out across the 26 families who had non-mortgage debt and could give numbers, that came to~$43,000 per family. Which is pretty well in line with what Dave quotes as 'average' in North America. Collectively, a staggering amount.
  • -21%. At the end of our class, the families in attendance reported that they had collectively paid off $230,000 in debt - a reduction of 21%. During one of the worst economic climates in decades.
  • $90,000. Our class also reported a positive affect on their savings accounts - to the collective tune of $90k. Money in the bank that they never thought possible.
  • 179. The total number of credit cards shredded during our 13 weeks. We filled a 1/2 gallon mason jar with the remnants of the cards and presented it to our priest as a token of our appreciation for supporting this ministry. He was thrilled.
  • 6. The number of families already signed up to take FPU with us next time without a formal announcement.
  • 6. Also the number of families who prepared and signed their wills during the class.
Both averages - debt paid off and money saved per family - were above what Dave quotes as typical for families taking FPU. This during a recession and in the state of Michigan. These guys absolutely killed it and after listening to what they got out of the class, I know that they will continue to do so.

I would be a bit remiss if I didn't give some love to our co-coordinators and our nursery workers. None of this would have been as successful or gone as smooth without them. We were truly blessed by there presence and assistance - week after week.

If you missed them:
  1. Super Savers
  2. Relating with Money
  3. Cash Flow Planning
  4. Dumping Debt
  5. Credit Sharks in Suits
  6. Buyer Beware
  7. Clause an Effect
  8. That's Not Good Enough!
  9. Of Mice and Mutual Funds
  10. From Fruition to Tuition
  11. Working in Your Strengths
  12. Real Estate and Mortgages
  13. The Great Misunderstanding
Whether you are struggling or succeeding, there is something here for you.

Why haven't you taken FPU?



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7/19/2009

Seasonal Recipe: Green Beans


I have always had a green thumb when it comes to green beans. They seem to be easy to grow and deer are not crazy about them. Luckily, we are! There are lots of things to do with green beans, but my favorite recipe for freshly picked is as simple as growing them.

Seasoned Green Beans

Green Beans (enough to feed your family)
Olive Oil
Grey Sea Salt
Freshly Ground Pepper

In a sauce pan put in enough water to just cover your beans. Bring the beans and water to a slow boil for 5 minutes.

Drain the beans. Add just enough olive oil to your hot sauce pan to lightly coat your beans, usually around a tablespoon. Next add a little sea salt and pepper for flavoring. Then return the beans to the hot sauce pan and coat with the oil mixture.

It's just that simple. With only about 10 minutes you can make a tasty healthy side dish that will not break the bank.

What is you favorite green bean recipe for garden fresh beans? Feel free to link back to your blog with the new McKlinky we are testing.


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