After playing around with this site for a while, I think I've gotten to a point where I might, kinda get serious about blogging. I know, way to commit! I feel I have a lot to say about personal finance, it's just a matter of making the time to make something out of this. A few things to note:

• I did not major or minor in English. Feel free to correct my grammar or spelling, just don't expect me to care. On second thought, don't bother.
• I am not a financial planner, financial counselor, nor accredited in any way in this field. I am, however, an expert in my opinion.
• I welcome intelligent discussion or debate about the topics of my posts, but I will moderate comments and reserve the right to remove inappropriate comments.
• I am a fan of Dave Ramsey and my opinions tend to line up with what he teaches.
• I think Suze Orman is a shill.
• I will mostly be blogging about personal finance as it relates to current events, faith, and everyday life.
• I am not doing this for money, and you will not see ads on this blog. See here for more on this.
  
• I am not independently wealthy, and have earned all that we have.
• I am not afraid to fail and have done so before.
• I have a wife, 2 children, a mortgage, and no other debt (thanks, Dave!).
• I am hopelessly frugal, but by no means a scrooge. I enjoy life, but not at the expense of my family's future.

If you have questions, ASK! I'm happy to discuss.