NtJS Household Budget - April '09

March has passed and we are on to April already. It's hard to believe that the month has ended so quickly. Maybe it just feels that way because spring didn't arrive in March like I always dream of. For those of you following our Murphy saga for the past couple months, I'm happy to announce that Murphy seems to be slowing moving on.

March's Budget Recap:

  • We stuck to our budget even when tempted by good deals
  • We had extra funds left in the food and date night categories
  • Replaced our almost 50 yr old boiler with a new 90% efficient one after it broke (again) with tax rebate funds instead of saving it in the car replacement fund
  • Last of the medical bills arrived blowing the budgeted amount for medical bills out of the water by over $900

April Budget:

  • Over 1k in medical bills are due this month and some of it will have to come from the emergency fund (should be the last of the medical bills)
  • Budgeted for a new pair of shoes for both the girls since they are squeezing into their current shoes
  • Added $250 to the monthly budget to cover school tuition
  • Keep saving for new roof to be replaced in June
  • Everything else in the budget is back to basics tight

2009 Financial Goals:
  • Save for new roof (100% of funds by late spring) (Started)
  • Start putting money in Roth again after roof is fully funded (Starting in June)
  • Continue to save for kids' college in 529s (Started)
  • Continue to do company matching 401k (Started)
  • Fully fund Roth and 529s by late summer (Hard to achieve on current income)
  • Start aggressively saving for a new car (Put on hold b/c of boiler & medical bills)
How did your month go financially speaking? Better or worse then expected?


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