Welcome, Carnival of Personal Finance readers! Carnival #138 is upon us and includes my 'How To' on Irregular Income. The Irregular Income Spending Plan is near and dear to me as I know how difficult and unpredictable some jobs can be. Please take a few minutes to check out our site as we have several new articles not on the Carnival.

I haven't had a chance to paruse many of the articles myself, but as always, approach the carnies guardedly, but give them the benefit of the doubt.

Cheers!