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+ Living on a monthly budget since Sept 2004
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+ Personal credit card accounts: 0
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+ Debt-free since June 2006: $39,247.50 paid off
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+ Emergency fund fully funded August 2008
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+ HDTV saved up and paid for in cash
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+ New roof saved up and paid for in cash
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Participate in 401k up to match (100%)
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Re-fund Roth IRA $250 of $250 per month (100%)
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Fully fund 529s $0 of $250 per month (0%)
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15-yr Mortgage(2007) 4 of 15yrs (26.6%)
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